Everything a Florida buyer needs at the closing table — down payment, closing costs, and prepaids, minus the deposit you've already paid.
Your cash to close is the total amount a Florida buyer brings to the closing table. This calculator adds your down payment, estimated closing costs (title, settlement, recording, and survey), and prepaids/escrows, then subtracts the earnest money deposit you've already placed — so you know the real number to wire ahead of closing.
Atlantic Title Firm provides every buyer a clear, itemized cash-to-close figure on the settlement statement before closing day, with no surprises.
It's the total funds a buyer brings to closing — down payment plus closing costs and prepaids, minus your earnest money deposit and any lender credits.
No. Closing costs are one part of cash to close. Cash to close also includes your down payment and prepaids, less your deposit.
Your final cash to close appears on the Closing Disclosure and settlement statement, which we review with you before closing.
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